XRP Meme Coins: How To Trade Memes on XRP Ledger?

By: coincodex|2025/05/14 01:00:12
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Meme coins are the class clowns of the crypto world. They’re often created as jokes, powered by internet culture, and driven by community hype rather than technical innovation. But the humor shouldn’t fool you. Some of these coins have gone from punchlines to multi-million-dollar market caps overnight. And now, the XRP Ledger (XRPL) is getting in on the action.Thanks to lightning-fast transactions, ultra-low fees, and a fiercely loyal community, XRPL has become a new hotspot for meme coin mania. What started with a few inside jokes and viral posts in late 2024 has grown into a booming ecosystem of meme-driven tokens, NFTs, and trading platforms. And it’s all running on XRP rails.In this guide, I’ll break it all down. You’ll learn what XRPL meme coins are, which ones are worth watching, and exactly how to trade them. Let’s get into it.Key highlights:XRPL meme coins exploded in 2024–2025, thanks to XRP’s price surge and easy token creation tools like First Ledger and Magnetic X.Top XRPL meme coins include ARMY, PHNIX, DROP, and BEARXRPL, each offering unique community vibes, tokenomics, and even staking or NFT rewards.Bridged tokens like SHIB and DOGE exist on XRPL, but most of the excitement still centers around native, community-driven meme coins.You can trade XRPL meme coins on DEXs like First Ledger and Sologenic, or on select centralized exchanges like MEXC and Bitrue.Setting up an XRPL wallet requires trust lines and XRP for reserves, so start small and avoid adding every new token you see.Meme coins are fun, but risky. Stick with known projects, verify token issuers, and never invest more than you’re willing to lose.What are XRPL meme coins?At their core, XRPL meme coins are tokens built on the XRP Ledger that don’t take themselves too seriously. They’re inspired by internet jokes, crypto inside references, or pure absurdity. And yet some of them now have tens of millions in market cap and thousands of active traders.When Ripple stated they are increasing XRP use cases, this (probably) isn’t what they had in mind, but here we are. So, how did this happen?It all kicked off in late 2024 when XRP’s price broke past $3 for the first time in years. That surge brought a wave of attention to the XRP ecosystem. Around the same time, tools like Magnetic X’s Memepad and First Ledger made it incredibly easy to create and launch tokens on XRPL, with no coding required. That combination of rising interest and zero-barrier token creation was like rocket fuel for the meme coin movement.What followed was a full-on meme coin gold rush. Projects popped up overnight, each with its own brand of humor, community angle, or nostalgic nod to XRP lore. And here’s the thing: XRPL’s built-in advantages (like near-instant transactions and fees that cost less than a penny) made it the perfect playground for high-volume meme trading.What started as jokes quickly turned into real trading activity, complete with NFT collections, staking programs, and even centralized exchange listings. XRPL meme coins went from meme to market, and they’re still gaining traction in 2025.How to trade XRP meme coins (without getting lost)XRP meme coins might be fun and quirky, but trading them does require a bit of setup, especially if you’ve never used the XRP Ledger before. But once you’re past the first steps, it gets much easier.There are two main ways to start trading: decentralized exchanges (DEXs) and centralized exchanges (CEXs). Option 1: Decentralized exchanges (DEX)The XRP Ledger has a built-in decentralized exchange. You can trade directly on-chain, with no middlemen and no custody risks. All you need is an XRPL-compatible wallet and a bit of XRP to get started.First Ledger (beginner-friendly)First Ledger is one of the easiest ways to explore meme coins on XRPL. It’s like a streamlined storefront for XRP’s DEX.Here’s how to use it:Get an XRPL wallet: First Ledger works well with its own built-in Telegram bot or browser-based wallet setup.Fund your wallet with XRP: You’ll need at least 10 XRP to activate your wallet and cover “trust lines” (more on that in a sec).Visit FirstLedger.net: Connect your wallet via the platform.Search for a meme coin: You can browse trending tokens or search by ticker (like DROP, ARMY, PHNIX).Click and trade: You’ll see charts, prices, and buy/sell boxes. Input how much XRP you want to swap and approve the trade.Confirm the trust line: If it’s your first time with that token, First Ledger will prompt you to set a trust line (basically permission to hold the token). Confirm, and the tokens appear in your wallet.Bonus: First Ledger often runs airdrops and token farming—another reason why it’s become so popular for XRPL meme trading.Xaman + Sologenic (more manual, more control)Prefer using a mobile wallet? Xaman is one of the best crypto wallets for XRPL and works beautifully with Sologenic.org.Here’s the basic process:Download the Xumm app and set up your wallet.Add XRP to your wallet: Again, you’ll need at least 10 XRP to start.Manually add a trust line: For each meme coin, you’ll need to input the issuer’s address and token code (usually found on the token’s official site).Go to Sologenic DEX and connect your Xumm wallet.Use the search bar to find something like “ARMY/XRP” or “DROP/XRP,” then place your order. It’s a few extra steps, but it gives you complete control over your funds.Magnetic X, OnXRP, and moreThere are other platforms too:Magnetic X: A DEX and DeFi hub with its own MAG token, farming tools, and games.OnXRP: Originally an NFT and gaming site, it now supports token trading.XPMarket, xrpl.to: Useful dashboards that track XRPL tokens and redirect you to trading interfaces.These are great for discovery or if you want extra features beyond simple swaps.Option 2: Centralized exchanges (CEX)Not ready to deal with XRPL wallets and trust lines? Some XRPL meme coins are getting listed on some of the best centralized exchanges, which offer a more familiar trading experience.Here’s how it works:Check where your coin is listed: For example, ARMY is on MEXC and CoinEx, while DROP has a listing on Bitrue.Sign up and verify: Create an account on the exchange and complete any required ID checks.Deposit funds: Usually USDT or XRP.Search for the trading pair: For example, ARMY/USDT or DROP/XRP.Buy, sell, and track your orders: Just like you would on any other exchange.Pros of CEXs:Easy to use, especially for beginnersNo need to manage wallets or trust linesOften, deeper liquidity for larger meme coinsCons of CEXs:Limited token selection (only the biggest meme coins make it here)You don’t fully control your tokens—custody sits with the exchangeStill, if your favorite XRPL meme coin is listed, a CEX can be the fastest way to jump in.Popular meme coins on the XRP LedgerXRPL’s meme coin scene is wild, though that’s true for most meme coins. What’s different about XRPL’s meme coins scene is that it’s weird, creative, and surprisingly organized. They’re definitely giving many of the other top meme coins a run for their money.Here are some of the most talked-about tokens lighting up the XRP Ledger in 2025.ARMY – The XRP Army’s official mascotIf you’ve spent more than five minutes in the XRP community, you’ve heard of the “XRP Army.” ARMY turns that identity into a token. And people love it. With a 589 million supply (a nod to a legendary XRP price meme), professional branding, and early listings on MEXC and CoinEx, it quickly became the “default” meme coin for loyalists. The community is huge, the vibe is strong, and the token's even backed by a slick NFT collection.PHNIX – Rising from the ashesInspired by XRP’s long fight against regulatory issues, PHINX represents resilience. It rode a wave of community support and TikTok-fueled hype to over 12,000% (not a typo) gains after launch. With no central team allocation and an aggressive push for viral growth, PHNIX has become the underdog hero of XRPL memes.BEARXRPL – Nostalgia meets rewardsBEAR brings back the infamous “Bearableguy” lore from XRP’s early days, but with a twist. Holders can stake their tokens or collect bear-themed NFTs to earn daily airdrops. Certain NFT combos even give bonus rewards, turning this token into a gamified experience. It’s part nostalgia, part DeFi, and 100% community-driven.SLT – Push-ups until XRP hits $100SLT is one of the more playful entries in the XRPL meme world. Its main gimmick? A community “100 push-up challenge” that continues until XRP reaches $100. But there’s more here than laughs. SLT has a balanced token distribution, a charitable angle (supporting mental health causes), and ambitions to become a real payment token on travel platforms.DROP – Small supply, big ambitionLaunched by XRP influencer Alex Cobb, DROP stands out for its ultra-low supply (just 1 million tokens) and fair launch. No dev hoarding, no shady pre-sales—Cobb burned his own allocation at launch. DROP’s price skyrocketed during the 2024 meme wave, and its early focus on XRPL DeFi and NFTs helped cement its status as a foundational meme token.ATM – “All The Money” and then someThis tongue-in-cheek token leans into the idea that XRP will one day run the world’s finances. ATM proudly claims “no utility, just fun,” yet still reached one of the highest market caps in XRPL’s meme sector. The supply is blackholed (no devs can access it), staking rewards are sky-high, and its metaverse partnerships suggest that this joke might stick around longer than expected.BERT – Chaos, crass Jokes, and 90s internet aestheticsBERT is for the crypto meme connoisseur who misses the early internet. Its website looks like Windows 98 had a meltdown, and its tone is unapologetically ridiculous. Think broken-English slogans, NSFW gifs, and retro vibes. It’s not trying to be serious. And that’s exactly the point.RPLS – Cartoons, NFTs, and a mobile game in the worksRPLS takes a more polished approach to meme culture. It’s developing a full cartoon universe with Ripple-themed characters, NFT collections, and even a mobile game where RPLS could be the in-game currency. The supply is mostly locked in a liquidity pool, and the team is aiming to be the “Minions” of crypto. Yes, really.Bridged meme coins: Not Just XRPL originalsWhile most of the hype on XRPL centers around its homegrown meme coins, there’s a growing interest in bridged tokens. These are versions of popular meme coins like Dogecoin (DOGE) or Shiba Inu (SHIB) that have been mirrored onto the XRP Ledger.Thanks to XRPL’s support for issued assets (IOUs) and new cross-chain bridges (like Sologenic + Allbridge), it’s now technically possible to trade wrapped versions of these famous coins within the XRP ecosystem. You might even see tokens like XRSHIB or DOGE IOUs floating around the XRPL DEX.So...what’s the catch?Bridged meme coins come with both benefits and caveats:Pros:Let XRP users gain exposure to familiar tokens without leaving the XRPLBenefits from XRPL’s low fees and fast settlementExpand XRPL’s token variety and cross-chain appealCons:They rely on third-party bridges or issuers, which can introduce trust issuesLiquidity is often shallow compared to the originalsNot all bridged tokens are officially backed 1:1 (some are just meme imitations)That last point is big. Just because a token is called SHIB on XRPL doesn’t mean it’s the “real” SHIB. Always check if the token is backed, verified, and redeemable.Why native memes still rule the ledgerEven with all this cross-chain potential, most of the energy (and volume) is still centered around native XRPL meme coins. Why? Because they’re born and bred in the XRP community. Tokens like ARMY and PHNIX tap directly into XRP culture, inside jokes, and user loyalty. They’re not just “meme coins”, they’re part of the XRP identity.So while bridged coins add variety, it’s the originals that dominate the conversation, wallets, and trading charts on XRPL.Smart tips: How to stay safe while trading meme coinsDouble-check the token’s issuer. Many scam tokens copy popular names like “ARMY” or “DROP.” Use tools like xrpl.to or XRPScan to confirm you’re trading the real deal.Understand trust lines and reserves. Each XRPL token you add requires a trust line and locks up 2 XRP. Don’t spread yourself too thin; start with a few trusted tokens.Stick with well-known projects. Coins like ARMY, DROP, and PHNIX have strong communities and are less likely to rug. New tokens can be exciting, but they’re riskier.Never invest more than you’re willing to lose. Meme coins are volatile. Play with what you can afford to lose, and don’t chase every pump.The bottom lineWhat started as a wave of internet jokes and XRP community memes has quickly turned into a full-blown movement. Meme coins on the XRP Ledger are now part of a growing ecosystem, complete with NFTs, DEX trading, staking programs, and even centralized exchange listings.XRPL meme coins offer something different from the typical crypto experience. They're faster to trade, cheaper to move, and deeply tied to the XRP community's culture and creativity.But don’t forget: this is still a high-risk space. Rug pulls, copycat tokens, and hype-driven swings are part of the territory. Stick to reputable coins, do your research, and treat it like a sandbox, not a retirement plan.If you are interested in XRP’s long-term potential, check out our article exploring its long-term price prediction.

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Before using Musk's "Western WeChat" X Chat, you need to understand these three questions

The X Chat will be available for download on the App Store this Friday. The media has already covered the feature list, including self-destructing messages, screenshot prevention, 481-person group chats, Grok integration, and registration without a phone number, positioning it as the "Western WeChat." However, there are three questions that have hardly been addressed in any reports.


There is a sentence on X's official help page that is still hanging there: "If malicious insiders or X itself cause encrypted conversations to be exposed through legal processes, both the sender and receiver will be completely unaware."


Question One: Is this encryption the same as Signal's encryption?


No. The difference lies in where the keys are stored.


In Signal's end-to-end encryption, the keys never leave your device. X, the court, or any external party does not hold your keys. Signal's servers have nothing to decrypt your messages; even if they were subpoenaed, they could only provide registration timestamps and last connection times, as evidenced by past subpoena records.


X Chat uses the Juicebox protocol. This solution divides the key into three parts, each stored on three servers operated by X. When recovering the key with a PIN code, the system retrieves these three shards from X's servers and recombines them. No matter how complex the PIN code is, X is the actual custodian of the key, not the user.


This is the technical background of the "help page sentence": because the key is on X's servers, X has the ability to respond to legal processes without the user's knowledge. Signal does not have this capability, not because of policy, but because it simply does not have the key.


The following illustration compares the security mechanisms of Signal, WhatsApp, Telegram, and X Chat along six dimensions. X Chat is the only one of the four where the platform holds the key and the only one without Forward Secrecy.


The significance of Forward Secrecy is that even if a key is compromised at a certain point in time, historical messages cannot be decrypted because each message has a unique key. Signal's Double Ratchet protocol automatically updates the key after each message, a mechanism lacking in X Chat.


After analyzing the X Chat architecture in June 2025, Johns Hopkins University cryptology professor Matthew Green commented, "If we judge XChat as an end-to-end encryption scheme, this seems like a pretty game-over type of vulnerability." He later added, "I would not trust this any more than I trust current unencrypted DMs."


From a September 2025 TechCrunch report to being live in April 2026, this architecture saw no changes.


In a February 9, 2026 tweet, Musk pledged to undergo rigorous security tests of X Chat before its launch on X Chat and to open source all the code.



As of the April 17 launch date, no independent third-party audit has been completed, there is no official code repository on GitHub, the App Store's privacy label reveals X Chat collects five or more categories of data including location, contact info, and search history, directly contradicting the marketing claim of "No Ads, No Trackers."


Issue 2: Does Grok know what you're messaging in private?


Not continuous monitoring, but a clear access point.


For every message on X Chat, users can long-press and select "Ask Grok." When this button is clicked, the message is delivered to Grok in plaintext, transitioning from encrypted to unencrypted at this stage.


This design is not a vulnerability but a feature. However, X Chat's privacy policy does not state whether this plaintext data will be used for Grok's model training or if Grok will store this conversation content. By actively clicking "Ask Grok," users are voluntarily removing the encryption protection of that message.


There is also a structural issue: How quickly will this button shift from an "optional feature" to a "default habit"? The higher the quality of Grok's replies, the more frequently users will rely on it, leading to an increase in the proportion of messages flowing out of encryption protection. The actual encryption strength of X Chat, in the long run, depends not only on the design of the Juicebox protocol but also on the frequency of user clicks on "Ask Grok."


Issue 3: Why is there no Android version?


X Chat's initial release only supports iOS, with the Android version simply stating "coming soon" without a timeline.


In the global smartphone market, Android holds about 73%, while iOS holds about 27% (IDC/Statista, 2025). Of WhatsApp's 3.14 billion monthly active users, 73% are on Android (according to Demand Sage). In India, WhatsApp covers 854 million users, with over 95% Android penetration. In Brazil, there are 148 million users, with 81% on Android, and in Indonesia, there are 112 million users, with 87% on Android.



WhatsApp's dominance in the global communication market is built on Android. Signal, with a monthly active user base of around 85 million, also relies mainly on privacy-conscious users in Android-dominant countries.


X Chat circumvented this battlefield, with two possible interpretations. One is technical debt; X Chat is built with Rust, and achieving cross-platform support is not easy, so prioritizing iOS may be an engineering constraint. The other is a strategic choice; with iOS holding a market share of nearly 55% in the U.S., X's core user base being in the U.S., prioritizing iOS means focusing on their core user base rather than engaging in direct competition with Android-dominated emerging markets and WhatsApp.


These two interpretations are not mutually exclusive, leading to the same result: X Chat's debut saw it willingly forfeit 73% of the global smartphone user base.


Elon Musk's "Super App"


This matter has been described by some: X Chat, along with X Money and Grok, forms a trifecta creating a closed-loop data system parallel to the existing infrastructure, similar in concept to the WeChat ecosystem. This assessment is not new, but with X Chat's launch, it's worth revisiting the schematic.



X Chat generates communication metadata, including information on who is talking to whom, for how long, and how frequently. This data flows into X's identity system. Part of the message content goes through the Ask Grok feature and enters Grok's processing chain. Financial transactions are handled by X Money: external public testing was completed in March, opening to the public in April, enabling fiat peer-to-peer transfers via Visa Direct. A senior Fireblocks executive confirmed plans for cryptocurrency payments to go live by the end of the year, holding money transmitter licenses in over 40 U.S. states currently.


Every WeChat feature operates within China's regulatory framework. Musk's system operates within Western regulatory frameworks, but he also serves as the head of the Department of Government Efficiency (DOGE). This is not a WeChat replica; it is a reenactment of the same logic under different political conditions.


The difference is that WeChat has never explicitly claimed to be "end-to-end encrypted" on its main interface, whereas X Chat does. "End-to-end encryption" in user perception means that no one, not even the platform, can see your messages. X Chat's architectural design does not meet this user expectation, but it uses this term.


X Chat consolidates the three data lines of "who this person is, who they are talking to, and where their money comes from and goes to" in one company's hands.


The help page sentence has never been just technical instructions.


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